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Ваш первый взнос + кредит = Ваша вилла в Португалии

Компания ЕВРОФИРМА.РУ совместно с Barclays Bank Portugal предлагает Вам ипотечные программы для финансирования приобретения Вашей недвижимости на территории Португалии. Пишите нам, мы ответим на все Ваши вопросы!

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Ваш первый взнос + кредит = Ваша вилла в Португалии

Расценки на предоставление ипотечного кридитования в банке Barclays Bank Portugal

MORTGAGES FOR INTERNATIONAL CLIENTS BUYING A PROPERTY IN PORTUGAL

FACT SHEET

INDICATIVE MORTGAGE TERMS/CRITERIA

Ø Minimum Loan € 100.000 for purchase. ( Lesser amounts will be considered for transfers and home improvements)

Ø Maximum LTV 70% of valuation but no more than the purchase price

Ø Maximum Term :

Ø 15 years (or up to 70^th birthday ) with a market leading interest rate: EURIBOR 6 M + 0.75%

Ø 20 years (or up to 70^th birthday ) with a market leading interest rate: EURIBOR 6 M + 1%

Ø A property must be identified prior to application

Ø Applications considered from private individuals only

Ø Capital and interests payments payable monthly

Ø Arrangements fee: 0,60% + VAT 19%, deducted from loan. (minimum of € 600)

Ø Valuation fee: € 300 + VAT 19% - fixed ( payable with application by Credit Card)

Ø Early settlements always require a 30 days notice :

Ø If repayment value less than 50% of the amount in debt at the beginning of each anniversary of the loan: 0%

Ø If repayment value more than 50% of the amount in debt at the beginning of each anniversary : 3.5%

Ø Administrative expenses. (Presently € 125.00)

Ø A current account must be opened at local Barclays branch in Portugal prior to completion of mortgage.

Ø Property Insurance must be obtained and can be arranged locally (via Barclays )

Ø Unacceptable width=100% properties include commercial properties and ‘rustic’ properties in rural/agricultural areas.

Ø Self-building projects, Home Improvements and loans that involve stage payments are considered, but the applicable spread will be different.

For more information please visit www.Barclays.pt

PLEASE NOTE: The information given here is for guidance purposes only, Barclays Bank PLC reserves the right to decide applications on a case by case basis, with or without reference to the above criteria, which may be changed at any time. Applications may in exceptional circumstances be considered which do not meet one or more of the above criteria, but this is unusual and these should always be discussed in advance of application.

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